Mortgage Hardship Consultation

Service Description

If you are behind on your mortgage or concerned that you may fall behind, early action can preserve more options. Judge Financial Service helps eligible consumers organize their financial information, understand potential alternatives, and prepare for conversations and applications involving their mortgage servicer. Options may include: • Reinstatement or repayment arrangements • Temporary forbearance • Loan-modification requests • Available hardship programs • Short-sale evaluation • Deed in lieu of foreclosure • Sale of the property through a separately licensed real estate professional • Referral to an attorney, housing counselor, tax professional, or other appropriate resource No particular option is available or suitable in every situation. Your lender or servicer makes the decision concerning changes to your loan.